SME Solutions

Use Promo Code ‘ALLIANZ20M’ To Enjoy 20% Off Your First Year Premium!
Terms and conditions apply.

We aim at being simple, comprehensive, and fuss-free in delivering business insurance to small to medium sized enterprises. This is so that you can do what you are best at - run your business.

Here are some industry-specific materials on how this plan is relevant to your business.
Tailored to make your plan even more comprehensive.
Choose to Double the Sum Insured limits for greater peace of mind. b
 
 
of S$1,000,000. a
 
 
 
Be covered for accidental loss or damage to your property including glass arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day when your business is interrupted by insured events.
such as locksmith, plumbing, electrical or pest control.
a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.
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Be compensated in the event of loss of money due to theft whilst the money is in your Premises, or in transit to or from Your Premises. a,c
 
Be compensated in the event of money or other property loss as a result of any act of fraud or dishonesty committed by an employee. b
Choose to Double the Sum Insured limits for greater peace of mind. a



Have your electronic, computer or other data processing equipment be paid for in the event of loss or damage from electrical or mechanical breakdown. c
of S$1,000,000, including legal liability arising from visits outside Singapore by employees in connection with your business. a
 
Be covered for accidental loss or damage to your property including glassc arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day when your business is interrupted by insured events.
such as locksmith, plumbing, electrical or pest control.
a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.
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Be compensated in the event of loss of money due to theft whilst the money is in your Premises, or in transit to or from Your Premises. a,c
Be compensated in the event of money or other property loss as a result of any act of fraud or dishonesty committed by an employee. b
Choose to Double the Sum Insured limits for greater peace of mind. d
Have your insured equipment and stock-in-trade paid for, or repaired, reinstated or replaced in the event loss or damage whilst in transit. c
of S$1,000,000, including the unfortunate event of legal liabilities arising from food poisoning. a
Be covered for accidental loss or damage to your property including glassc arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day even when your business is interrupted by events related to food poisoning.
such as locksmith, plumbing, electrical or pest control.

a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
c Available in Plus and Extra plans only.
d Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.

The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.

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Additional cover designed to take care up to 10 of your employees (including yourself, the boss) according to the Work Injury Compensation Act.
Be compensated when your Plant or Manufacturing Production or Process Equipment suffers physical loss or damage from electrical or mechanical breakdown. b
 
Choose to Double the Sum Insured limits for greater peace of mind. d
Have your electronic, computer or other data processing equipment be paid for in the event of loss or damage from electrical or mechanical breakdown. c
of S$1,000,000, including Third Party liability caused by your advertising or neon signs. a
 
Be covered for accidental loss or damage to your property including glassc arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day when your business is interrupted by insured events.
such as locksmith, plumbing, electrical or pest control.

a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
c Available in Plus and Extra plans only.
d Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.

The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.

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Have your electronic, computer or other data processing equipment be paid for in the event of loss or damage from electrical or mechanical breakdown. c
Be compensated in the event of money or other property loss as a result of any act of fraud or dishonesty committed by an employee. b
Choose to Double the Sum Insured limits for greater peace of mind. d
of S$1,000,000, including legal liability arising from visits outside Singapore by employees in connection with your business. a
 
Be covered for accidental loss or damage to your property including glassc arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day when your business is interrupted by insured events.
such as locksmith, plumbing, electrical or pest control.

a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
c Available in Plus and Extra plans only.
d Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.

The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.

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Be compensated in the event of loss of money due to theft whilst the money is in your Premises, or in transit to or from Your Premises. a,c
Be compensated in the event of money or other property loss as a result of any act of fraud or dishonesty committed by an employee. b
Choose to Double the Sum Insured limits for greater peace of mind. d
Have your electronic, computer or other data processing equipment be paid for in the event of loss or damage from electrical or mechanical breakdown. c
of S$1,000,000, including legal liability arising from visits outside Singapore by employees in connection with your business. a
 
Be covered for accidental loss or damage to your property including glassc arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day when your business is interrupted by insured events.
such as locksmith, plumbing, electrical or pest control.

a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
c Available in Plus and Extra plans only.
d Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.

The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.

bg
Be compensated in the event of loss of money due to theft whilst the money is in your Premises, or in transit to or from Your Premises. a,c
Choose to Double the Sum Insured limits for greater peace of mind. d


Have your insured equipment and stock-in-trade paid for, or repaired, reinstated or replaced in the event loss or damage whilst in transit. c
of S$1,000,000, including Third Party liability caused by your advertising or neon signs. a
Be compensated in the event of money or other property loss as a result of any act of fraud or dishonesty committed by an employee. b
Be covered for accidental loss or damage to your property including glassc arising from accidents such as fire, smoke damage and sprinkler leakage. a
Pre-underwritten packages that ease the application process so that your business can be covered immediately.
Be compensated with S$200 per day when your business is interrupted by insured events.
such as locksmith, plumbing, electrical or pest control.

a Sub-limits apply.
b Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.
c Available in Plus and Extra plans only.
d Excluding the All Risks (Contents and Stocks) and Emergency Assistance benefits.

The exact terms and conditions to all benefits mentioned above are stated in the Policy Wording.

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All Risks (Contents and Stocks)*
Business Interruption
Public Liability*
24-hour Emergency Workplace Assistance
Money*
Goods in Transit
Glass Breakage and Signs
Electronic Equipment
Fidelity Guarantee
Personal Accident
Machinery Breakdown
Double Limit
Fire and Other Perils (Building)
Work Injury Compensation

Sub-limits apply. The exact terms, exclusions and conditions are set out in the Policy Wording.
Use Promo Code ‘ALLIANZ20M’ To Enjoy 20% Off Your First Year Premium!
Terms and conditions apply.
  1. Allianz Smart SME Policy is underwritten by Allianz Insurance Singapore Pte. Ltd. (Allianz).
  2. Allianz Smart SME is for Singapore companies with up to 10 employees including the business owner.
  3. The above information is for reference only. If you are unsure if this product is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your financial expectations or needs.
  4. The Policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the Policy, the terms of the Policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the Policy Wording or contact Allianz.
  5. Work Injury Compensation Insurance is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the GIA or the SDIC websites (www.gia.org.sg or www.sdic.org.sg).
  6. This advertisement has not been reviewed by the Monetary Authority of Singapore.
  7. Information is accurate as at November 2020.