Even if you ensure that the workplace is safe, accidents happen. When they do, workers compensation insurance provides coverage.
Work Injury Compensation Insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work; and it usually protects employers from lawsuits by workers injured while working.
This insurance provides cover:
- Lump Sum Compensation for Death or Permanent Incapacity
- Lump Sum Compensation for Death or Permanent Incapacity Medical Expenses
- Medical Leave Wages