Allianz Home Protect

Use 'HC@2230' to enjoy 30% discount on your premium.
Terms and Conditions apply.

It is a place that is filled with indelible marks of our presence. We have taken much time and effort to build a home just the way we want it. Then safeguard all these with Allianz Home Protect – a home content insurance plan that can help reinstate your home should an event beyond our control occurs. 

Use promo code ‘HC@2230’ to enjoy 30% off your first year premium on Allianz Home Protect TODAY!

Promotion ends on 30 June 2022. 
Terms and conditions apply.

 

On a replacement basis, without deduction for wear and tear or depreciation.
Against fire, typhoon, gas explosion, water damage and theft etc.
No under-insurance or average clause applied.
For the purchase of essentials & necessities in the event of your home being uninhabitable due to a covered loss or damage.
And Worldwide All Risk for all your different needs.
And all household improvements of your home including those provided by developer.
For Personal Liability.
^ In Platinum plan.

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BENEFIT LIMIT (SGD)
BENEFIT LIMIT (SGD)
BENEFIT LIMIT (SGD)
Basic Sum Insured for Home Contents
S$40,000 per year
S$50,000 per year
S$100,000 per year
The maximum cover for: Furniture and home appliances
S$6,000 per item
S$7,500 per item
S$15,000 per item
The maximum cover for: Valuables
S$2,500 per item
S$10,000 in total per event
S$5,000 per item
S$15,000 in total per event
S$10,000 per item 
S$20,000 in total per event
The maximum cover for: Money
S$1,000 per year
S$2,000 per year
S$3,000 per year
Interior Decoration / Household Improvement*
S$60,000 per year
S$75,000 per year
S$150,000 per year
Household Removal
S$40,000 per event
S$50,000 per event
S$100,000 per event
Temporary Removal
S$6,000 per event
S$7,500 per event
S$15,000 per event
Temporary Storage of Furniture
S$10,000 per event
S$20,000 per event
S$30,000 per event
Alternative Accommodation*
S$200 per day
30 days per event
S$300 per day
30 days per event
S$400 per day
30 days per event
Window / Door Replacement
S$250 per event
S$500 per event
S$1000 per event
Domestic Servant’s Property*
S$500 per event
S$1,000 per event
S$1,500 per event
Home Contracting Works
S$2,000 per item
S$3,000 per item
S$5,000 per item
Emergency Cash Allowance*
S$250 per event
S$500 per event
S$750 per event
Personal Liability
S$500,000 per event
S$750,000 per event
S$1,000,000 per event
Accidental loss or damage to Home Electronic Appliances
N/A
$2,500
$5,000
Loss or Damage of Personal Effects
N/A
N/A
S$1,500 per item
up to S$5,000 per event
Sub limit: Loss of Personal Documents
N/A
N/A
S$600 per event
Sub limit: Loss of Personal Money
N/A
N/A
S$600 per event
Sub limit: Unauthorised Use of Credit Card
N/A
N/A
S$1,000 per event
Premium (SGD)
Silver Plan
Gold Plan
Platinum Plan
Base Premium
S$96.30
S$150.87
S$272.85
Optional – Home Appliance
N/A
S$28.89
S$54.57
Optional – Worldwide All Risk
N/A
N/A
S$57.78
Premium (SGD)
Silver Plan
Gold Plan
Platinum Plan
Base Premium
S$8.03
S$12.57
S$22.74
Optional – Home Appliance
N/A
S$2.41
S$4.55
Optional – Worldwide All Risk
N/A
N/A
S$4.82

* Claims payable under these benefits shall be in addition to the basic sum insured of Home Contents.
  1. Can I purchase Allianz Home Protect if I am not a Singaporean?
    Yes, you may purchase the policy provided the premises to be insured are located in Singapore..
  2. What are the eligibility criteria to purchase Allianz Home Protect? If I am a tenant of the property, can I purchase the plan?
    Yes, as long as the premises to be insured are located in Singapore, you can purchase Allianz Home Protect. Tenants renting residential premises in Singapore can also purchase this plan.
  3. Are the contents covered when my home is unoccupied?
    Loss or damage caused by theft will not be covered for any period over 90 days that the home is unoccupied. Loss or damage caused by sprinkler leakage will not be covered for any period over 30 days that the customer’s home is unoccupied. All other losses occurring while the home is unoccupied are covered.
  4. If my personal belongings are lost or damaged overseas, is this covered?
    If you purchase the Worldwide All Risk option, this covers loss or damage to your personal belongings occurring anywhere in the world. This is subject to a limit specified in your Policy Schedule.
  5. I have just bought a new home and it is mandatory to take up Fire Insurance either through the bank or through the HDB Fire Insurance Scheme. How does Allianz Home Protect complement this plan?
    The cover effected under the HDB Fire Policy or your Mortgage Fire Insurance usually relates to the building structures, permanent fixtures and fittings only. Any household improvements, home contents and personal belongings may not be covered. Allianz Home Protect provides this cover plus optional covers such as Home Appliance Accidental Protection and Worldwide All Risk.
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  1. Terms defined herein shall bear the same definitions as prescribed in the Policy Wording.
  2.  
  3. Allianz Home Protect Policy is underwritten by Allianz Insurance Singapore Pte. Ltd. (Allianz).
  4. The above information is for reference only. You may wish to seek advice from a qualified adviser before making a commitment to purchase the policy. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the policy in question is suitable for you. Buying health insurance products that are not suitable to you may impact your ability to finance your future healthcare needs. You can find the full terms and conditions in the Policy Wording.
  5. The Policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the Policy, the terms of the Policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the Policy Wording or contact Allianz.
  6. Certain benefits such as Alternative Accommodation, Window/Door replacement, Home Contracting works and Emergency Cash Allowance do not have an excess. The excess is S$250 for each claim arising from household removal; S$200 or 5% (whichever is greater) for each claim arising from water damage; S$10,000 or 10% of  the loss (whichever is greater) for each claim arising from landslip or subsidence. The excess for all other claims is S$100.
  7. The insured premise contains no illegal structure and is located in the Republic of Singapore.
  8. The insured premise must be for residential use. No industrial or commercial buildings will be covered.
  9. Proposers and their families must comply with all statutory obligations and take reasonable steps to prevent loss or damage; to maintain any premises to be insured in good condition and sound repair; and to fulfill the requirement of the deed of mutual covenant, any other relevant regulation or statutory instruments relating to the premises or buildings to be insured.
  10. You give consent to Allianz and its affiliates, third party service providers, related entities and business partners as well as their and its respective representatives and/or agents, may collect, use and disclose personal data related to you and other individuals provided by you for purposes including but not limited to underwriting, processing and administering any policy and/or claim, due diligence, renewals, audit, compliance, data storage, and providing general information about our products and services, and general communication with you,digitally or otherwise.
  11. This Policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the GIA or the SDIC websites (www.gia.org.sg or www.sdic.org.sg)..
  12. This advertisement has not been reviewed by the Monetary Authority of Singapore.
  13. Information is accurate as at August 2020.