Allianz Cancer Protect

The Insured Person must be:

1. Holding a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent's Pass, or other recognised work pass entitling the holder thereof to remain, or enter and remain, in Singapore; and
2. i.  for an Adult, between 18 and 65 years old (both ages inclusive), or up to 79 years old for renewal policies,
   ii. for a Child, between 30 days and 18 years old or 24 years old for those registered as full time students at an Educational Institution.

1. Can I buy an Allianz Cancer Protect policy if I am not a Singaporean?
   Yes, you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling you to remain in Singapore.
   
2. Can I purchase this plan for my family members?
   Yes, you can, however only for your legally married spouse and children. Parents, parents-in-law, and siblings are not permitted.
   
3. Medical examination before purchase?
   No, medical examination is required. However, you will need to answer 2 to 3 underwriting questions at point of sale for Allianz to determine if the application can be accepted.
4. Can I purchase more than one Cancer Protect policy from Allianz
   No, Allianz will only permit one policy per insured person.
   
5. If I have claimed from another critical illness (or cancer) insurance plan issued by another insurance company, would my claim from Allianz Cancer Protect be affected?
   No, claims received from other insurance companies will not affect the benefit payable you can receive from 
Allianz Cancer Protect.
   
6. How many times can I claim for Non-Invasive Cancer Benefit?
   You can only claim for this benefit once. Once the claim is made and accepted, no further Non-Invasive Cancer Benefit shall be paid, whether during the current or preceding Period of Insurance.

Terms defined herein shall bear the same definitions as prescribed in the Policy Wording.

1. Allianz Cancer Protect Policy is underwritten by Allianz Insurance Singapore Pte. Ltd. (Allianz).
2. The above information is for reference only. You may wish to seek advice from a qualified adviser before making a commitment to purchase the policy. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the policy in question is suitable for you. Buying health insurance products that are not suitable to you may impact your ability to finance your future healthcare needs. You can find the full terms and conditions in the Policy Wording.
3. The Policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the Policy, the terms of the Policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the Policy Wording or contact Allianz.
4. Benefit Limit is based on Allianz Cancer Protect Platinum Plan.
5. Premium is calculated based on male, age 18 (the minimum age for adult) for Allianz Cancer Protect Silver Plan.
6. The definitions for Major Cancer and Non-Invasive Cancer can be found in the Allianz Cancer Protect Policy Wording.
7. No benefit shall be payable under this policy if the Insured Person does not survive for 14 days following the Date of Diagnosis of Major Cancer or Non-Invasive Cancer.
8. Major Cancer or Non-Invasive Cancer, of which signs or symptoms or any medical  advice or treatment received, in the opinion of Allianz, first occurred within the first ninety (90) days from the First Effective Date are not covered by this policy.
9. The plan will terminate once the maximum Benefit Limit is paid out.
10. Pre-existing medical conditions are not covered by this plan. Allianz strongly recommend that you read the full list of exclusions and all terms and conditions when you receive your policy contract.
11. This is an annual renewable policy subject to the terms and conditions and payment of premium.
12. Premiums payable for this coverage will increase when the Insured Person reaches the next age band at policy renewal.
13. Premium rates are not guaranteed and may be increased or varied by Allianz:
    i. when a material change in risk occurs or
    ii. when there is a general rate increase affecting all policyholders reflecting Allianz's actual or anticipated results in this class of business.
14. Allianz reserves the right to alter the Policy terms during any Period of Insurance as Allianz reasonably considers appropriate or if the Policy or Allianz is affected by a change in legislation or taxation, or any judicial decision. Allianz will give the Policyholder 30 days’ written notice of any such alteration.
15. The Policyholder/Insured Person has the duty to disclose fully and faithfully the facts he/she knows or ought to know. Non-disclosure of important or accurate information could lead to the Policy being voided.
16. Please refer to Your Guide to Health Insurance for more information. You may also visit the GIA website www.gia.org.sg for a copy of the booklet.
17. This Policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the GIA or the SDIC websites (www.gia.org.sg or www.sdic.org.sg).
18. This advertisement has not been reviewed by the Monetary Authority of Singapore.
19. Information is accurate as at August 2020.