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Enjoy Peace Of Mind By Protecting Your
Home & Its Contents
With Allianz Home Protect, your beloved things are well protected.
Up to S$100,000 Home
Contents Protection
Against fire, typhoon, gas explosion,
water damage and theft etc.
Covers Your Contents
On a replacement basis, without deduction
for wear and tear or depreciation.
Pay Claims On
A First Loss Basis
No under-insurance or average clause
applied.
Up To S$750 Emergency
Cash Allowance
For the purchase of essentials &
necessities in the event of your home
being uninhabitable due
to a covered loss or damage.
Covers The
Furniture/Interior
Decoration
And all household improvements of
your home including those provided
by developer.
Optional
Home Appliance
Accidental Protection
And Worldwide All Risk for all your
different needs.
Up To S$1,000,000^
For Personal Liability.

^ In Platinum plan.
Get Allianz Home Protect. We Are With You.
We are here with a raft of protection solutions designed to put your mind at ease.

To find out more
Speak To Us
Coverage/Benefits Schedule
ALLIANZ HOME PROTECT MAXIMUM BENEFIT (SGD)
Section I: Loss or Damage to Home Contents
Basic Sum Insured for Home Contents
Damage to or loss of home contents against covered peril such as fire, typhoon, gas explosion, water damage and theft etc.
$40,000 per year
The maximum cover for:
- Furniture and home appliances (e.g. leather sofa, hi-fi)
$6,000 per item
- Valuables (e.g. jewellery, watches, furs)
$2,500 per item
$10,000 in total per event
- Money $1,000 per year
Additional Benefits
Interior Decoration / Household Improvement*
Household improvements including improvements and betterments on walls, windows, ceiling, floors and doors
$60,000 per year
Household Removal
Damage to loss of home contents in the course of removal by professional removers
$40,000 per event
Temporary Removal
Damage to or loss of home contents while being temporarily removed for renovation, maintenance, cleaning, etc
$6,000 per event
Temporary Storage of Furniture
Damage to or loss of home contents while being stored in a furniture depository for up to 30 days
$10,000 per event
Alternative Accommodation*
Home is damaged and rendered uninhabitable by accidents
$200 per day
30 days per event
Window / Door Replacement
Damage to door or window during commission of a burglary
$250 per event
Domestic Servant’s Property*
Damage to or loss of a domestic servant’s personal effects
$500 per event
Home Contracting Works
Damage or loss incurred due to contracted work provided the renovation period does not
exceed 2 months
$2,000 per item
Emergency Cash Allowance*
Cash allowance for the purchase of essentials & necessities in the event of your home is
uninhabitable due to a loss or damage
$250 per event
Section II: Personal Liability
Personal Liability
Any claim made against you for bodily injury or property damage resulting from negligence
by you or your family members
$500,000 per event
Section III – Home Appliance Accidental Protection (OPTIONAL BENEFITS)
Accidental loss or damage to Home Electronic Appliances
- Kitchen appliances: refrigerator, freezer, dishwasher, microwave oven, cooker hood and hob
- Home appliances: television, audio equipment, air-conditioner, washer/dryer
- Personal appliance: tablets, laptops, computers
N/A
Section IV – Worldwide All Risk (OPTIONAL BENEFITS)
Loss or Damage of Personal Effects

Sublimit:
- Loss of Personal Documents
- Loss of Personal Money
- Unauthorised Use of Credit Card
N/A
ALLIANZ HOME PROTECT MAXIMUM BENEFIT (SGD)
Section I: Loss or Damage to Home Contents
Basic Sum Insured for Home Contents
Damage to or loss of home contents against covered peril such as fire, typhoon, gas explosion, water damage and theft etc.
$50,000 per year
The maximum cover for:
- Furniture and home appliances (e.g. leather sofa, hi-fi)
$7,500 per item
- Valuables (e.g. jewellery, watches, furs)
$5,000 per item
$15,000 in total per event
- Money $2,000 per year
Additional Benefits
Interior Decoration / Household Improvement*
Household improvements including improvements and betterments on walls, windows, ceiling, floors and doors
$75,000 per year
Household Removal
Damage to loss of home contents in the course of removal by professional removers
$50,000 per event
Temporary Removal
Damage to or loss of home contents while being temporarily removed for renovation, maintenance, cleaning, etc
$7,500 per event
Temporary Storage of Furniture
Damage to or loss of home contents while being stored in a furniture depository for up 
to 30 days
$20,000 per event
Alternative Accommodation*
Home is damaged and rendered uninhabitable by accidents
$300 per day
30 days per event
Window / Door Replacement
Damage to door or window during commission of a burglary
$500 per event
Domestic Servant’s Property*
Damage to or loss of a domestic servant’s personal effects
$1,000 per event
Home Contracting Works
Damage or loss incurred due to contracted work provided the renovation period does not
exceed 2 months
$3,000 per item
Emergency Cash Allowance*
Cash allowance for the purchase of essentials & necessities in the event of your home is
uninhabitable due to a loss or damage
$500 per event
Section II: Personal Liability
Personal Liability
Any claim made against you for bodily injury or property damage resulting from negligence
by you or your family members
$750,000 per event
Section III – Home Appliance Accidental Protection (OPTIONAL BENEFITS)
Accidental loss or damage to Home Electronic Appliances
- Kitchen appliances: refrigerator, freezer, dishwasher, microwave oven, cooker hood and hob
- Home appliances: television, audio equipment, air-conditioner, washer/dryer
- Personal appliance: tablets, laptops, computers
$2,500
Section IV – Worldwide All Risk (OPTIONAL BENEFITS)
Loss or Damage of Personal Effects

Sublimit:
- Loss of Personal Documents
- Loss of Personal Money
- Unauthorised Use of Credit Card
N/A
ALLIANZ HOME PROTECT MAXIMUM BENEFIT (SGD)
Section I: Loss or Damage to Home Contents
Basic Sum Insured for Home Contents
Damage to or loss of home contents against covered peril such as fire, typhoon, gas explosion, water damage and theft etc.
$100,000 per year
The maximum cover for:
- Furniture and home appliances (e.g. leather sofa, hi-fi)
$15,000 per item
- Valuables (e.g. jewellery, watches, furs)
$10,000 per item
$20,000 in total per event
- Money $3,000 per year
Additional Benefits
Interior Decoration / Household Improvement*
Household improvements including improvements and betterments on walls, windows, ceiling, floors and doors
$150,000 per year
Household Removal
Damage to loss of home contents in the course of removal by professional removers
$100,000 per event
Temporary Removal
Damage to or loss of home contents while being temporarily removed for renovation, maintenance, cleaning, etc
$15,000 per event
Temporary Storage of Furniture
Damage to or loss of home contents while being stored in a furniture depository for up to 30 days
$30,000 per event
Alternative Accommodation*
Home is damaged and rendered uninhabitable by accidents
$400 per day
30 days per event
Window / Door Replacement
Damage to door or window during commission of a burglary
$1000 per event
Domestic Servant’s Property*
Damage to or loss of a domestic servant’s personal effects
$1,500 per event
Home Contracting Works
Damage or loss incurred due to contracted work provided the renovation period does not
exceed 2 months
$5,000 per item
Emergency Cash Allowance*
Cash allowance for the purchase of essentials & necessities in the event of your home is
uninhabitable due to a loss or damage
$750 per event
Section II: Personal Liability
Personal Liability
Any claim made against you for bodily injury or property damage resulting from negligence
by you or your family members
$1,000,000 per event
Section III – Home Appliance Accidental Protection (OPTIONAL BENEFITS)
Accidental loss or damage to Home Electronic Appliances
- Kitchen appliances: refrigerator, freezer, dishwasher, microwave oven, cooker hood and hob
- Home appliances: television, audio equipment, air-conditioner, washer/dryer
- Personal appliance: tablets, laptops, computers
$5,000
Section IV – Worldwide All Risk (OPTIONAL BENEFITS)
Loss or Damage of Personal Effects

Sublimit:
- Loss of Personal Documents
- Loss of Personal Money
- Unauthorised Use of Credit Card
$1,500 per item up to
$5,000 per event

$600 per event
$600 per event

$1,000 per event
* Claims payable under these benefits shall be in addition to the basic sum insured of Home Contents.
Premium rates are inclusive of 7% GST.
ANNUAL PREMIUM SILVER GOLD PLATINUM
Base Premium $96.30 $150.87 $272.85
Optional – Home Appliance $28.89 $54.57
Optional – Worldwide All Risk $57.78
MONTHLY PREMIUM (SGD)
Base Premium
$8.03 $12.57 $22.74
Optional – Home Appliance
$2.41 $4.55
Optional – Worldwide All Risk
$4.82
Allianz Home Protect FAQ
Yes, you may purchase the policy provided the premises to be insured are located in Singapore.
Yes, as long as the premises to be insured are located in Singapore, you can purchase Allianz Home Protect. Tenants renting residential premises in Singapore can also purchase this plan.
Loss or damage caused by theft will not be covered for any period over 90 days that the home is unoccupied. Loss or damage caused by sprinkler leakage will not be covered for any period over 30 days that the customer’s home is unoccupied. All other losses occurring while the home is unoccupied are covered.
If you purchase the Worldwide All Risk option, this covers loss or damage to your personal belongings occurring anywhere in the world. This is subject to a limit specified in your Policy Schedule.
The cover effected under the HDB Fire Policy or your Mortgage Fire Insurance usually relates to the building structures, permanent fixtures and fittings only. Any household improvements, home contents and personal belongings may not be covered. Allianz Home Protect provides this cover plus optional covers such as Home Appliance Accidental Protection and Worldwide All Risk.
  1. Allianz Home Protect Policy is underwritten by Allianz Insurance Singapore Pte. Ltd. (Allianz).
  2. The above information is for reference only. If you are unsure if this product is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your financial expectations or needs.
  3. The Policy may contain terms and conditions which are not detailed in the above. Should there be any discrepancy between the information contained in the above and the terms of the Policy, the terms of the Policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the Policy Wording or contact Allianz.
  4. Certain benefits such as Alternative Accommodation, Window/Door replacement, Home Contracting works and Emergency Cash Allowance do not have an excess. The excess is S$250 for each claim arising from household removal; S$200 or 5% (whichever is greater) for each claim arising from water damage; S$10,000 or 10% of the loss (whichever is greater) for each claim arising from landslip or subsidence. The excess for all other claims is S$100.
  5. The insured premise contains no illegal structure and is located in the Republic of Singapore.
  6. The insured premise must be for residential use. No industrial or commercial buildings will be covered.
  7. Proposers and their families must comply with all statutory obligations and take reasonable steps to prevent loss or damage; to maintain any premises to be insured in good condition and sound repair; and to fulfill the requirement of the deed of mutual covenant, any other relevant regulation or statutory instruments relating to the premises or buildings to be insured.
  8. This Policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit the GIA or the SDIC websites (www.gia.org.sg or www.sdic.org.sg).
  9. This advertisement has not been reviewed by the Monetary Authority of Singapore.
  10. Information is accurate as at August 2020.
Product Factsheet
FAQ
Policy Wording
Claim Form
Enjoy Peace Of Mind By Protecting Your
Home & Its Contents
To find out more
Speak To Us