HomeSafe and HomeSafe Easy


The HomeSafe Advantage...

Allianz is pleased to make two options available for your home insurance needs. These are HomeSafe and HomeSafe Easy. HomeSafe is comprehensive policy covering building and contents, whereas HomeSafe Easy covers contents only.

 

If you are interested in the most comprehensive cover in the market and want to include your building (especially for Landed Property owners), then choose HomeSafe. If you live in an HDB flat or Condominium and you just want to cover your contents, then choose HomeSafe Easy.

 

Both policies have a whole host of additional benefits, so please see below for more details, or click here for an Online Product Overview of HomeSafe and HomeSafe Easy.

 

HomeSafe
HomeSafe, the home insurance scheme that is far from the ordinary. HomeSafe is specifically designed to meet the demands of the discerning homeowner who wants only the best. It provides the most comprehensive cover available in the market today, yet allows you the flexibility to tailor the package to meet your specific requirements.
 
After all, you deserve the best.

 

Coverage of HomeSafe
You should choose HomeSafe if you would like to cover items not normally found in other home insurance products in the market. With HomeSafe, we will cover the following:-

 

  • Contents of your home
  • Building of your home, as well as
  • Your personal possessions, i.e. personal items, carried or worn by you wherever you go.

 

Home Contents

We cover all your contents (eg. furniture, furnishings, household appliances and personal effects) against accidental loss or damage in your home. In addition, if you are an owner of a strata-title home unit, we also cover any fixtures owned by you, which are not insured by the management corporation as contents.

 

Personal Liability

We will cover you against third party claims for bodily injury or property damage caused by you or your family anywhere in the world up to S$1,000,000 for any one occurrence. Cover also includes legal costs and expenses incurred with our written consent.

 

Buildings

We will cover you against any accidental loss or damage to your home building and any fixtures permanently fixed to it.

 

Personal Possessions

We will cover your personal belongings, valuables and certain sporting equipment against accidental loss or damage anywhere in the world.

 

Personal Accident

We will cover you 365 days a year, 24 hours a day for death or bodily injury sustained as a result of an accident anywhere in the world. You may choose to insure up to S$500,000.

 

HomeSafe Easy
HomeSafe Easy Insurance is a simplified home insurance package specially designed for house owners who are concerning about protecting their valuable asset with a minimum premium - An essential coverage for your household contents and family.

 

Coverage of HomeSafe Easy

. Up to S$150,000 for Contents including Fixtures, Fittings and Renovation
. Up to S$500,000  for worldwide personal liability** (excluding USA and Canada)
. Up to S$15,000 for alternative accommodation if your home is uninhabitable as a result of a claim
. A wide range of additional benefits to protect your home
. 24hours Worldwide Personal Accident coverage
. 3 easy plans to select
. A quick and easy claims process

 

Section 1 : Home Contents
We will cover all your contents (e.g. furniture furnishing household appliances and personal effects) including Fixtures, Fittings and Renovation against accidental loss or damage at your home.

 

Additional Benefits
. Alternative accommodation
. Cost of replacement of locks and keys
. Cost of replacement of frozen food due to breakdown of deep freezer unit
. Accidental breakage of mirrors and glass
. Loss or damage to computer, audio and video equipment
. Loss or theft of money due to unauthorized use of credit cards or cash disbursement cards anywhere in the world
. Loss or damage to personal effects in office
. Loss or theft of money at home while away from Singapore on business trips
. Temporary removal of property to anywhere in Singapore
. Medical expenses for injury caused by thieves or robbers
. Damage to personal effects prior to emigration overseas
. Loss or damage to domestic servant's property


Section 2 - Personal Liability
We will cover you against third party claims for bodily injury or property damage caused by you or your family, anywhere in the World (excluding USA / Canada) up to S$500,000 for any one occurrence.  Cover also includes legal costs and expenses incurred with our written consent.

 

Section 3 - Personal / Family Accident
We cover you 24 hours a day for death or bodily injury sustained as a result of an accident anywhere in the World.

 

How to Buy
 

To buy a HomeSafe or HomeSafe Easy policy, please complete the relevant Proposal Form, and fax or email it to us, or contact one of our Agents or Brokers. For contact details, click here.